LoanCenter Consumer
LoanCenter Consumer was designed to help increase loan volume with speed, simplicity, and consistency across all sales channels while reducing cost and risk. Not only is LoanCenter Consumer designed to handle direct and indirect loans, it goes further by including the ever-increasing sophistication required for instant online loan processing.
While LoanCenter Consumer evaluates credit data and facilitates credit decisions in all areas of consumer lending, including prime and non-prime consumers, it does much more to help you increase your loan volume. LoanCenter Consumer provides the loan fulfillment so crucial to "booking loans" in today's lending environment, such as document preparation or ACH transfers.
With faster service, lower risk, better consistency, and reduced cost as the attainable precision, you can realize low exception rates, meaning that the system can automatically approve, decline, and price many credit applications that do not require a loan officer's time or expertise.
For credit applications that require a closer look, it automatically evaluates the applications and sends them to the appropriate loan officer with key information highlighted for quick review and decisioning.
This server-based system provides the complete credit risk evaluation described above on multiple credit products within seconds. The speed of the system enables a quick close on sales from all marketing channels so that customers can get an official decision quickly without frustration.
Key Benefits 
- Evaluates credit data and automates credit decisions
- Fully decision web applications
- Use a "pin-point" credit policy
- Maximizes loan volume while minimizing credit risk
- Simplifies and adds consistency to the loan origination process
- Create an individualized marketing strategy for every potential customer by automatically matching the consumer with a correctly-priced product based on risk, relationship, and opportunity
- Maximizes wallet share with cross-selling, down-selling, and conduit partner programs
- Enterprise-wide processing of multiple credit products from multiple marketing channels on a single platform
- Provides complete evaluation in less than 20 seconds
- No expensive hardware necessary
- World-class implementation and support
- State-of-the-Art online Computer-Based Training sessions (CBTs)
- Connect as many users as you need, all over the world
- Highly secure, reliable environment
- Easy to use
